Bankruptcy protection presents an option for people in severe financial distress to receive relief from some or all of their debt. A court proceeding under a federal statute, called the “...
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Have you run out of money? Do bill collectors call you constantly? Is the bank threatening to foreclose on your home? Excessive debt can be devastating. No matter how you arrived at your current situation, an ISBA member attorney can help you explore options like debt consolidation or bankruptcy, so you can find your way out.
Bankruptcy protection presents an option for people in severe financial distress to receive relief from some or all of their debt. A court proceeding under a federal statute, called the “...
Chapter 13 enables a person to pay off all or part of his or her debts over three to five years.
In Chapter 13, the Bankruptcy Court issues an "automatic stay" to creditors, just like in a...
The 2005 Federal Bankruptcy Law changed the way in which a person is eligible to file for Chapter 7 bankruptcy. Chapter 7, the most common form of bankruptcy, refers to the ability of the filer to...
A credit rating is supposed to measure your ability to repay a debt. There are a number of ways to develop a good credit rating including:
The economic downturn has dragged a growing number of consumers into bankruptcy. Some experts predict that the bankruptcy filing rate may rise to even higher levels than before 2005, when the new...
Millions of people struggle to make ends meet each month. If debt is serious – that is, monthly bills are not being paid – filing for personal bankruptcy may be something to consider, albeit a...
Filing for bankruptcy is a serious matter and should not be undertaken without assistance from an attorney. While there are numerous books and do-it-yourself kits for doing your own bankruptcy,...
Under Illinois law, each individual who files for Chapter 7 bankruptcy is entitled to keep certain property considered "exempt."
For some types of property - such as family photos, health...
Whatever your legal situation, let us help you find an ISBA member lawyer near you.
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